Times to consider Life Insurance:

  • Marriage
  • Birth or adoption of a child
  • Birth of a child with special needs
  • New debt undertaking (car, home, student loans, business etc.)
  • Quit smoking in the past year
  • Made other "healthy" lifestyle changes in huge past year
  • Change of income

Why do we most often recommend Term Life:

Term life insurance is the most inexpensive way for you to buy the largest amount of coverage to protect you and your family.  Click here to see an ANNUAL estimation of your life insurance premium. JMP primarily uses Ohio National. There are many other types of life insurance products. If you are interested in learning more about your life insurance options, please give us a call at 970-225-1752 or email us at or